Wells Fargo does not endorse and is not responsible for their content, links, privacy, or security policies. I have no issue setting up automatic payment, my card isn't even here yet because I just opened! Wells Fargo Cash Wise Review. Mac Finnegan, Member . You won’t be subjected to an annual fee, and there are introductory bonuses that you can enjoy. With 1.5% cash rewards on every $1 spent for all types of eligible purchases, you’re guaranteed to get some money back in your … It's great for All Rewards and Cash Back. Opens in a new window. However the card is not providing many services for Wells Fargo clients. How it earns: 1.8% cash back Apple Pay Samsung Pay Google Pay Wells Fargo Wallet 1.5% cash back All purchases Other info: Credit Needed : Good: Annual Fee: There is no … The Wells Fargo Cash Wise has an average interest rate, no annual fee, and an average redemption value compared to similar cards. The Wells Fargo Cash Wise is a great credit card for travel, shopping, restaurants and more. The Wells Fargo Cash Wise Visa® card is a solid $0-annual-fee cash-back credit card, offering 1.5% cash back on purchases, an introductory 0% APR period and a decent sign-up bonus. Bonus. I'm just looking to grab a basic Credit Card to start building credit and make online purchases with, and currently bank with Wells Fargo. If you’re someone looking for a low-cost cashback card that may be able to save you fees that you’re paying elsewhere (while also covering your cellphone), … The Cash Wise Card has no annual fee and offers an easy sign-up bonus. I opened WF because I've been very pleased with excellent customer service, and that Visa/Costco thing with cell phone protection when paid with the card. And if you’re able to use select mobile wallets for qualified purchases, you’ll boost that cash rewards rate to 1.8% for the first 12 months from account opening. The Cash Wise Card has no annual fee and offers an easy sign-up bonus. Please ask questions and contribute to the knowledge surrounding credit cards. Generous rewards, and you're already paying for your membership, so no annual fee. The Wells Fargo Wise card offers a … However, this card charges a 3% foreign transaction fee and isn’t ideal for international travel. Advertiser disclosure Wells Fargo Cash Wise Review: 1.5% Back, Plus a Few Perks This card gives you the industry standard cash-back rate, a decent sign-up bonus, a … The Wells Fargo Cash Wise Visa is a good choice for everyday purchases, providing a simple 1.5% back on whatever you buy. How it earns: 1.8% cash back Apple Pay Samsung Pay Google Pay Wells Fargo Wallet 1.5% cash back All purchases Other info: Credit Needed : Good: Annual Fee: There is no … Wells Fargo Cash Wise Visa is very good for those who wants to have a cash back credit card. $2000 Credit Limit. Please ask questions and contribute to the knowledge surrounding credit cards. For your security, we do not recommend using this feature on a shared device. I'm no longer a student, and have a near-700's credit score. My Card A world of card benefits. Automatic Approval. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is … The coverage does not apply •If the cell phone bill is paid from a Wells … • If the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from the card that is linked to a Line of Credit; • Cell phones that are rented, borrowed, or received as part of a prepaid plan or “pay as you go” type plans; and Furthermore, you get a decent cash reward bonus once you spend $500 … Earn a $150 cash rewards bonus. Advice getting Wells Fargo Cash Wise I plan to apply for Well Fargo's Cash Wise Visa Card at the end of next month. Automatic Approval. $0. In addition to the $200 sign-up bonus, the Wells Fargo Cash Wise Visa offers cash back on all purchases. The Wells Fargo Cash Wise Visa is a cashback credit card that offers low fees, a good introductory APR for balance transfers, a good introductory APR for new purchases and cellphone protection too. As an additional perk, the card has a long intro APR period on balance transfers and purchases and it has no annual fee. Keep in mind though that Chase doesn't like being peoples' first credit cards so you're unlikely to get this card if you don't have a card already. With a hefty late fee, the card is best for consumers who are diligent at making payments on time. I just signed up couple days ago for the Cash Wise, there was no problem. It is important to pay them in full and on time. It's lower than the Citi DC and the same as the Wells Fargo Cash Wise, but you can pair it with the Chase Sapphire Reserve to get 2.25% if you apply those points to travel purchased through Chase (using the … View program details. You can also find more information about those in Wells Fargo Cash Wise Visa reviews below. Your rewards will never expire until you cancel your card. Cash. Online app not allowing me to sign up, called customer service and "computers were down", won't let me set up automatic payment without filling out forms in mail, now I hear the cash back is trickled out rather than up front. New applicants can earn a $ 150 cash bonus for spending just $500 within 3 months of account opening. Wells Fargo Cash Wise Visa is very good for those who wants to have a cash back credit card. Value $150. The Wells Fargo Cash Wise has an average interest rate, no annual fee, and an average redemption value compared to similar cards. Annual Fee. But it’s an excellent option for getting one of the best cash back rates on your daily spending at home. Wells Fargo Cash Wise: Pricing information including interest rates, benefits and fees was obtained on May 19, 2020 from published websites and is believed to be accurate, but not guaranteed. But a limited-time offer has a lot to do with that. If you’d rather apply in person, go to a Wells Fargo branch location to do so. The Wells Fargo Cash Wise Visa Card is designed to let users maximize their purchases, and it offers an impressive cash rewards rate that helps make your transactions worthwhile. Credit Card Programs - Wells Fargo to launch new 1.5% cash back credit card called "Cash Wise" - According to this post from someone who claims to be a Wells Fargo employee (also corroborated from someone on Reddit ), the card will go live in June and it will feature 1.5% cash back on all purchases. This credit card also offers an introductory APR on both purchases and balance transfers, along with generous rewards. View program details. Wells Fargo Cash Wise Visa ... Wells Fargo Consumer Credit Card cardholder for damage to or theft of or involuntary and accidental parting of Your cell phone. The Wells Fargo Cash Wise Visa card can give you a good boost on financing a new purchase, thanks to its 15-month introductory period (then 14.49% – 24.99% variable) and good cash back rewards program, but you can find cards with even longer introductory periods and more reasonable APRs. Wells Fargo Cash Wise: January 2021. The one thing I don't like about it is your only allowed to do multiples of $25 when cashing in your cash back. Username. The Wells Fargo Cash Wise Credit Card offers 1.5% Cash Back, a 0% APR and $150 bonus. I've been with them since 2003. We chose the Wells Fargo Cash Wise as the best cash-back option from Wells Fargo because of its solid 1.5% cash back on all spending. I like the card but rewards are only given once a year and only 7 months no APR but I am using it only for Costco... Wells Fargo is not a hard bank to deal with. The Wells Fargo Cash Wise Visa® card is a solid cash back card with a reliable 1.5% cash rewards rate on all purchases. I was quite disappointed as well. There is no difference there. Wells Fargo is a hard bank to work with. The Wells Fargo Cash Wise Visa credit card will earn you 1.5% cash back and more. The Cash Wise Visa Credit is issued by Wells Fargo Bank. If you bank with Wells Fargo and want a credit card that offers a stable cash-back program, you are in the right place. If you want a cash back Visa card with no annual fee, check out the Wells Fargo Cash Wise Visa® card. It will Wells Fargo’s cash advance APR is currently between 26.24% and 28.24%. As an employee, I'm just letting all of you know that there is a targeted offer now for the new wells fargo cash wise card. You can try it again. I just signed up couple days ago for the Cash Wise, there was no problem. Chase Freedom Unlimited: 1.5% flat cashback. I have them, and have banked with them for 10 years and they don't approve me for anything. You can cash out at any amount with those cards. Password. Apply online now. Current FICO 8: Credit Age: Inquiries: Goal Cards: Message 6 of 15 2 Kudos Reply. The Wells Fargo Cash Wise Visa is a good choice for everyday purchases, providing a simple 1.5% back on whatever you buy. Reward Program: Wells Fargo Cash Wise. After that, you will receive an APR of 14.49% - 24.99% Variable depending on creditworthiness. Regular APR 14.49-24.99% (variable) Introductory Purchase APR 0% … Press question mark to learn the rest of the keyboard shortcuts. It even gives 0% intro APRs to new cardholders. Wells Fargo Cash Wise Visa® card. A subreddit for discussing any aspect of credit cards. You can read Wells Fargo Cash … You agree that we may consider you for a Visa Signature credit card if you qualify. pinkandgrey. Permalink Report. Disclaimer: The information for the Wells Fargo Propel American Express® card and Wells Fargo Cash Wise Visa® card has been collected independently by CreditDonkey. Press question mark to learn the rest of the keyboard shortcuts. Keep in mind though that there's a $25 minimum for cashback redemption. Had to start with secured. 21.99% APR but got the 0% for 15 months and the $150 after $500 spend in 3 months. So even though the Wells Fargo Cash Wise Visa® card doesn’t have … For the first 12 months, cardholders earn 1.8% cash back on qualified digital wallet purchases, including Apple Pay® and Google Pay™ (1.5% after that). I've been with them since 2003. Community Leader Senior Contributor. $150 Card Category. Why we like it "The Cash Wise card does a little bit of everything, including a 0% APR offer. Wells Fargo Cash Wise Visa Card is a cashback card. Learn more about this card. This question is about the Wells Fargo Cash Wise Visa® card . $150 after you spend $500 in the first 3 months. The Wells Fargo Cash Wise Visa® card rewards you for making it your top-of-wallet card after you open the account. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. Citi DoubleCash: 2% flat cashback on everything. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. I know there was some disappointment to find there was no bonus offer with the wells fargo cash wise credit card. Wells Fargo Cash Wise Visa Credit Card. The standard Wells Fargo cash advance fee is $10 or 5% of the cash advance amount, whichever is greater. Save Username Checking this option will open a popup after 2 second. And some basic credit card benefits. In this article, we will go through all the fees, as … There are several great features about the Cash Wise Credit Card that we will discuss next. Wells Fargo Propel Review. Opens in a new window. Chase Freedom Unlimited: 1.5% flat cashback. The Wells Fargo Cash Wise has an average interest rate, no annual fee, and an average redemption value compared to similar cards. And some basic credit card benefits. I got one due to it being the only VISA with the highest sign up of $200. Looks like you're using new Reddit on an old browser. @mac_finn 01/18/21 . New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. The introductory offer is also quite … What is not covered? Reward Program: Wells Fargo Cash Wise. In Brief. If you have a Wells Fargo-branded rewards card – such as the Wells Fargo Propel American Express® card or the Wells Fargo Cash Wise Visa® card – your authorized users will rack up rewards points and cash back bonuses when they use your card to make purchases, helping you earn rewards and cash back at a faster pace. And unlimited 1.5% cashback on all other purchases. The offer is 20,000 points after $2,000 within 90 days. Wells Fargo Cash Wise is ok. Wells Fargo Cash Wise Visa Platinum ® Card Terms and Conditions. Sources: Wells Fargo Website - Wire Transfers; Wells Fargo FAQ page; Wells Fargo FAQ page - Wire transfer online; Wells Fargo Article; Wells Fargo FAQ page - Cutoff times; This publication is provided for general information purposes only and is not … You just have to read the fine print. Your rewards will never expire until you cancel your card. Wells Fargo describes the bonus this way: "Earn a $150 cash … The Wells Fargo Cash Wise Visa card can give you a good boost on financing a new purchase, thanks to its 15-month introductory period (then 14.49% – 24.99% variable) and good cash back rewards program, but you can find cards with even longer introductory periods and more reasonable APRs. New cardmembers can earn $200 bonus cash rewards after spending $1,000 in the first 3 months of … Out of all the 1.5% cash back cards I prefer either Chase Freedom Unlimited or Capital One QuickSilver. The Wells Fargo Cash Wise Visa. Cash back is $25 min, just as my Citi Double Cash. I think there's two better options for you for a flat cashback card. How it earns: 1.8% cash back Apple Pay It is important to pay them in full and on time. Would just applying for the Cash Wise Visa be an alright choice? This card offering promising 1,5% cash back rewards for you. I was surprised by my low limit of $5k when other cards I get are triple that and the high APR. It's great for All Rewards and Cash Back. It's lower than the Citi DC and the same as the Wells Fargo Cash Wise, but you can pair it with the Chase Sapphire Reserve to get 2.25% if you apply those points to travel purchased through Chase (using the CSR's 1.5x redemption multiplier). The Wells Fargo Cash Wise card offers 1.8% cash back for the first 12months on Google pay and Apple pay. The Wells Fargo Cash Wise card is best for consumers with high credit scores and positive financial history. The Wells Fargo Cash Wise Visa, on the other hand, earns 1% back on everything, meaning you earn more with every purchase – no strings attached. I have an invitation to apply by 7/27. While the introductory APR is 0%, the interest rate once the introductory period ends may be high, depending on the card holder’s credit score and other factors. The Wells Fargo Cash Wise Visa® Card is a simple credit card that comes with unlimited cash back on all purchases. The Wells Fargo Cash Wise Visa credit card will earn you 1.5% cash back and more. Re: Wells Fargo CashWise … The Wells Fargo Cash Wise is also amazing for having for Unlimited 1.5% cash rewards on purchases, No annual fee and Introductory 0% APR on purchases and balance transfers for 15 months. If you are planning to take advantage of this to move an existing balance, be aware that there is an introductory $5 or 3% (whichever is greater) balance transfer fee, for the first … Cardholders will get $200 Cash Rewards bonus when you use the new card to make purchases up $1,000 in the first 3 months. Wells Fargo has upped the sign-up bonus for the Cash Wise Visa card from $150 to $200. I have them, and have banked with them for 10 years and they don't approve me for anything. When we said the Cash Wise Card earned a flat-rate 1.5% of purchases, we were telling a little bit of a fib – the card earns even more on select purchases. Cash Wise Visa ® registered trademark card. Good credit needed ; You may not be eligible for an introductory annual percentage rate if you opened a … I am trying to improve my chances of being approved and also getting as large an SL as I can.These are my current FICO 8 scores: EX 651; TU 684 (+42 yesterday! ($700 medical collection paid off)) EQ 703; Do you think doing either or both of the … However the card is not providing many services for Wells Fargo clients. If you use Apple Pay or Android Pay, you’ll get higher cash back during your first year. This means you earn a percentage of your purchase as a cash reward. The Verdict: The Wells Fargo Cash Wise Visa® card is both the best cash rewards card that Wells Fargo has to offer and one of the best cash back credit cards from any issuer. Need a Visa due to Costco shopping. Wells Fargo is not a hard bank to deal with. Even if I ditch the card I'll still use it to pay my cellphone bill. I'd go with the Discover IT, rock that for a year, send then start with the Chase train: Freedom or Freedom Unlimited. It's great for All Rewards and Cash Back. You will get intro 0% APR for 15 months on purchases and balance transfers. Congratulations on your Wells Fargo Cash Wise approval! Wells Fargo Cash Wise Visa Platinum ® Card Terms and Conditions. And don't forget about the card's credit score requirement: you … The card also comes with a great welcome bonus that does not require spending as high as some of the competitor cards that are available. The Wells Fargo Cash Wise Visa® card earns an unlimited 1.5% cash back on purchases, which is the industry standard among similar flat-rate rewards cards in … Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 deductible with a maximum benefit limit of $600 per claim and $1,200 per 12 month period. If you're executive, you get essentially double cash back too, as you'll get cash back from both Citi and Costco every year. So far it's giving me red flags. The site may not work properly if you don't, If you do not update your browser, we suggest you visit, Press J to jump to the feed. View program details. It offers a $150 introductory bonus when you spend $500 in the first three months, plus unlimited 1.5% cash rewards on purchases. The Wells Fargo Cash Wise Visa, on the other hand, earns 1% back on everything, meaning you earn more with every purchase – no strings attached. Great card if you're looking for a simple cashback card. The exact rate depends on your overall creditworthiness at the time you’re approved for an account. ⁵. If you have a Wells Fargo-branded rewards card – such as the Wells Fargo Propel American Express® card or the Wells Fargo Cash Wise Visa® card – your authorized users will rack up rewards points and cash back bonuses when they use your card to make purchases, helping you earn rewards and cash back at a faster pace. You agree that we may consider you for a Visa Signature credit card if you qualify. No, Wells Fargo Cash Wise Visa Card does not offer a rewards program. Should you add the card to popular mobile wallet services (such as Apple Pay, Google Pay, Amazon Pay, or … If you’re someone looking for a low-cost cashback card that may be able to save you fees that you’re paying elsewhere (while … Specifically, for every $1 spent in net purchases using this credit card, you may earn 1.5% in cash rewards. The Wells Fargo Cash Wise card is a simple, flat-rate rewards card that offers an appealing combination of offers for the first year in which you own it. As the title suggested, I'm looking for advice and opinions on the Wells Fargo Cash Wise Visa Signature and Wells Fargo in general. The Wells Fargo Cash Wise Visa. In Brief. You will get intro 0% APR for 15 months on purchases and balance transfers. The Wells Fargo Cash Wise Visa is a cashback credit card that offers low fees, a good introductory APR for balance transfers, a good introductory APR for new purchases and cellphone protection too. Reward Program: Wells Fargo Cash Wise. The only other Wells Fargo cash back credit card is the Wells Fargo Cash Back College Card, which offers 3% cash back on … They keep sending me pre-approved mail with a locked in APR of around 15% for their cash rewards card. Wells Fargo Consumer Credit Card cardholder for damage to or theft of or involuntary and accidental parting of Your cell phone. The best Wells Fargo cash back credit card is the Wells Fargo Cash Wise Visa Card because it offers 1.5%+ cash back on all purchases and has a $0 annual fee. Articles on Wells Fargo Cash Wise Visa® card. This card offering promising 1,5% cash back rewards for you. The Wells Fargo Cash Wise is also amazing for having for Unlimited 1.5% cash rewards on purchases, No annual fee and Introductory 0% APR on purchases and balance transfers for 15 months. The cutoff time for deposits using the Wells Fargo Mobile app is 9 p.m. Pacific Time. Wells Fargo Visa Signature Card Benefits & Offers. Is there a Wells Fargo Cash Wise Visa Card cash back or rewards program? Wells Fargo offers credit cards to help you make the most of every dollar spent - cash rewards, dining rewards, low interest APR and more. Going to wait until the new cards are reporting and close the Capital One Secured Card and after a year if Capital One won't product change to the Non AF version of the QS1 I will close that as well. Wells Fargo Cash Wise Visa Card Summary. These features make Cash Wise an attractive card all-around. When we said the Cash Wise Card earned a flat-rate 1.5% of purchases, we were telling a little bit of … You can try it again. Wells Fargo Cash Wise Visa Card – Features The Wells Fargo Cash Wise Visa Card is designed to let users maximize their purchases, and it offers an impressive cash rewards rate that helps make your transactions worthwhile. But those terms are the same for all Wells Fargo credit cards. The Wells Fargo Cash Wise Visa® Card earns unlimited 1.5% back on every purchase. To earn the cash rewards bonus, a cardholder must make $1,000 in purchases in the first three months of opening his or her account. Wells Fargo Cash Wise Visa card has an introductory 0% APR for the first 15 months on purchases and balance transfers. The Wells Fargo Cash Wise Visa Card gives the customer access to a product that is accepted at the majority of stores throughout the world and features no annual fees. A subreddit for discussing any aspect of credit cards. There is also a steady 1.5% rewards program. Est. Enter your username and password to securely view and manage your Wells Fargo accounts online. Protections Convenience and peace of mind Specifically, for every $1 spent in net purchases using this credit card, you may earn 1.5% in cash rewards. If not the Cash Wise, what would y'all recommend otherwise? I wouldn't personally. But come back and post after you get the card. And unlimited 1.5% cashback on all other purchases. The Wells Fargo Cash Wise is a great credit card for travel, shopping, restaurants and more. Your best bet is to go with the Costco Citi card. End of popup. This credit card offers an excellent cash rewards, 1.8% Cash Rewards , with low introductory APR, and it has unlimited 1.5% Cash Rewards on no category limitations. Wells Fargo is a hard bank to work with. when you spend $500 in purchases in the first 3 months 1. The best Wells Fargo Cash Wise Visa® card benefits include $150,000 in travel accident insurance, an auto rental collision damage waiver, and $1,200 per year in cell phone insurance. ... Cash Back learn more about the Wells Fargo Cash Wise Visa® card. The cutoff time for most Wells Fargo ATM locations is 9 p.m. local time. The Wells Fargo Cash Wise card offers 1.8% cash back for the first 12months on Google pay and Apple pay. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. 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